Determining where a Michigan senior loved one should live when they need a little extra help is often something families do together. Making an informed decision usually means taking the time to explore all of the options from stand alone villas to assisted living apartments or suites.
But what happens if there is no time? If the older adult you love is hospitalized and their doctor says they aren’t safe returning to their home alone?
When a move to an assisted living community must be made amidst a crisis, the added stress it creates for families can be overwhelming. It’s why we pulled together a few tips to help you make this decision.
4 Tips for Finding an Assisted Living amidst a Crisis
- Establish a budget
For some families, this will be the first time they’ve discussed finances with a parent. But getting an idea about how much they can afford to pay each month is important. The median monthly cost for a one-bedroom assisted living apartment in Michigan was $3,250 in 2015. But some areas of the state are substantially higher.
- Investigate financial options
In your haste to find a senior living community, don’t overlook resources that might help you finance care. If your parent was a veteran or is the surviving spouse of a veteran, they may qualify for special benefits through the Veteran’s administration. Many long-term care insurance policies also include benefits for assisted living communities. The staff at the communities you visit can help you explore your options.
- Research from home
You can do some of your preliminary research from home or on your smartphone in your senior loved one’s hospital room. Conduct a Google search to see what communities are located in your desired area. Visit each of their websites and Facebook pages to learn more about them.
Let friends and colleagues know you are searching and ask if they have any recommendations. Your physician might also have suggestions.
Once you have a list together, begin by making personal calls to each of them. The Assisted Living Federation of America has a helpful assisted living visit checklist you can download to better understand what to look for and what to ask.
- Schedule Personal Visits
While it may seem difficult to do on a tight schedule, a personal visit is one of the most steps in making the right choice. Make sure you allow yourself enough time for a good tour of the community and to ask any questions you have. Be certain to ask for a copy of any contracts or documents you or your senior loved one would be required to sign. You will want to take your time reviewing them and even consider having an elder law attorney or trusted advisor peruse them as well.
Choosing an assisted living partner during a crisis is never easy. But with a methodical approach to exploring and learning more about each option, you will be able to make the best choice possible for your senior loved one.