The cost of residing in an assisted living home may seem like a lot of money at first glance. However, when you consider the services provided for the fee and compare that to the cost of other living options, the true value of assisted living is easy to see.

Some assisted living homes charge a “one-size-fits-all” fee; you pay the same amount regardless of the services you need or receive. A person who needs very minimal support service pays the same as a person who receives a high level of service. Heritage Senior Communities offers a different payment option, where you only pay for the services you actually use each month.

The starting point for our fee structure is based on the apartment style selected and includes basic services such as housekeeping, laundry, cable television, assistance with basic daily care, participation in all social activities (on-site and off-site) and medication administration.

An additional fee is added based on additional services needed. This way, you are only paying for the services you need and want. The level of care needed is determined by the Personal Needs Assessment which is reviewed at least quarterly and when there is a significant event in the resident’s life—an acute medical condition, hospital stay, or ending therapy services.

We have a wide variety of activities available to all residents. He may be interested in our Men’s Group or our daily exercise program. We will encourage him to attend activities that interest him and who knows—he may just take up a new hobby or two.

Each assisted living home develops their own activities calendar based on the interests of the residents; to view it online select the assisted living home of your choice and select the “Events” link.

A hot breakfast, made to order, is served from 7-9:30 a.m. Cold breakfast items are available from 6-11am. Snacks are available throughout the day. Our meals are not only tasty, but also nutritious.

The Heritage Classic Menu is always available in addition to the chef’s daily specials. They are created to ensure that our residents meet all nutritional needs. In addition, we will weigh your parents monthly to ensure that they are maintaining a healthy weight.

Meals are a very social time for our residents. You may find that your parents are eating more when they are surrounded by friends instead of dining alone.

Medicare does not cover the cost of assisted living care.

Health care insurance does not cover assisted living, but many long-term care insurance policies do and some plans can be purchased into your 80s.

If you are a veteran, or the spouse or dependent of a veteran, you may qualify for certain financial supports through the Veterans Benefits Administration at 800-827-1000.

Life Settlements offer a unique opportunity to supplement your resources through the sale of a life insurance policy that may no longer be needed.

In some cases, the MI Choice Waiver Program may be available if a person meets certain level of care, income and asset eligibility requirements.

Under IRS guidelines, the entire cost of assisted living may be deductible. Refer to IRS Form 502 for more information and be sure to check with your accountant, financial planner or attorney.

This is a big decision and your concerns are completely normal. We are happy to answer any questions that you may have about our homes and the services that are available here. Feel free to contact the administrator at the assisted living home of your choice who would be happy to answer your questions and talk to you about your concerns.

We also encourage you to check out our Helpful Resources section for additional help.